What types of mortgage loans does Larry Steinway offer?

Larry offers a comprehensive range of mortgage products including conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, construction loans, DSCR loans, reverse mortgages, and the innovative NAF Cash program that turns any offer into an attractive cash offer.

How much experience does Larry Steinway have in mortgage lending?

Larry Steinway has over 30 years of experience in the mortgage lending industry, with expertise in all residential loan types and a proven track record of success serving clients throughout Illinois.

What is Larry Steinway's NMLS license number?

Larry Steinway's NMLS license number is 223579. He is a Regional Manager and VP of Residential Lending at New American Funding.

Does Larry Steinway offer VA loans with no down payment?

Yes, active-duty military and Veterans may qualify for a VA Loan with $0 down and no private mortgage insurance through Larry Steinway's lending services.

What is the NAF Cash program?

The NAF Cash program allows you to turn any offer into an attractive cash offer that sellers prefer, eliminating contingencies and gaining bargaining power in competitive markets while enjoying up to 90 days to find your perfect home.

How can I get a custom mortgage rate quote?

You can get a custom mortgage rate quote from Larry Steinway with no SSN required and zero credit impact. It takes less than 1 minute and your information is never sold.

Franco Valentino

Loan Consultant | NMLS #227318

How can I help you?

I want to buy a home I want to refinance

No SSN required. Zero impact to credit. Your information is never sold.

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Make your offer irresistible and show sellers you mean business with NAF Cash.

Powerful

Turn any offer into an attractive cash offer that sellers prefer
Eliminate contingencies and gain bargaining power in competitive markets

Simple

Move into your new home before selling your existing property
Reduce stress with our streamlined six-step process from approval to ownership

Strategic

Enjoy up to 90 days to find your perfect home with our flexible approval window
Potentially save money through seller discounts often available to cash buyers

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About Franco

Franco Valentino

For more than 25 years I've had the privilege of helping individuals and families achieve the dream of homeownership.

My goal is simple: to make the mortgage process clear, transparent, and as stress-free as possible. The lending landscape has changed dramatically over the past two and a half decades—and I've seen it all. I use that experience to educate my clients and design personalized mortgage strategies that align with their unique financial goals. My commitment is to serve every client with clarity, and tenacity, while building relationships that last far beyond the closing table.

Today's buyers aren't rushing—they're researching. That's why providing a comprehensive, thoughtful evaluation of each client's needs is critical in today's housing market. From first-time homebuyers and investors to physicians, self-employed borrowers, and sellers, every situation is different and requires a lender who truly understands individual goals.

With multiple property types, loan programs, and down-payment scenarios, today's consumers need more than a "one-size-fits-all" approach from a big-box bank. They need guidance, strategy, and education. I provide the tools, insight, and solutions that help both buyers and sellers compete in an ever-changing market—while minimizing stress, answering questions, and delivering a true white-glove experience.

I do this by positioning clients for long-term wealth and lifestyle growth through modern loan-officer engagement, personalized strategy sessions, and holistic portfolio mapping. Every client receives a tailored plan designed not just to close a loan, but to support their bigger financial picture.

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If we find a better mortgage deal for you, we'll guide you through the process of securing it. If not, you'll have the peace of mind knowing you've already secured a great rate for your home.

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With more than 300,000 reviews online, don't just take our word for it. From first-time buyers to Veterans to seasoned investors, NAF is committed to serving our customers every step of the way.

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